South Carolina Retirement Systems - SCRS In-Service Death Benefit

SCRS - Active Members

In Service Death Benefit

If you are an active contributing member and die in service, your designated beneficiary may be entitled to receive the benefits listed below:

If you are under age 60 and have less than one year of earned service credit:

Active member group life insurance benefit if your death was job-related; and
Refund of employee contributions plus interest.

If you are under age 60 and have 1-14 years of service credit, one year of which must be earned service:

If you have 15 or more years of service credit, five years of which must be earned service:

Active member group life insurance benefit; and
Beneficiary’s choice of monthly annuity or refund of employee contributions plus interest.

If you are age 60 or older with at least five years of earned service as of your date of death:

Active member group life insurance benefit (must have at least one year of earned service); and
Beneficiary’s choice of monthly annuity or refund of employee contributions plus interest.