Accidental Death Benefit
This program provides a survivor benefit if your employer is covered and you die as a result of an injury by external accident or violence incurred while undergoing a hazard peculiar to your employment while in the actual performance of duty, without willful negligence on your part.
An accidental death benefit payment will be made monthly to your surviving spouse for life. If you have no spouse or your spouse dies before your youngest child has reached age 18, the benefit is divided equally among the surviving children, each of whom will continue to receive a benefit until reaching age 18 or upon death, whichever occurs first. If you have no spouse or child under age 18, the benefit will be paid to your surviving father and/or mother for life.
The monthly benefit payable to your survivor through the Accidental Death Program will be subject to federal and state taxes.
State agencies automatically provide Accidental Death Program coverage to their employees; however, coverage is optional for other employers. If an employer elects to provide Accidental Death Program coverage for its employees, the employer must pay the required contribution rate for the coverage.